Privacy Policy
Last Updated: September 2024
1. Information We Collect
We may collect the following types of information:
- Personal Information: Includes your name, address, email address, phone number, date of birth, and any other information you voluntarily provide to us.
- Financial Information: Includes bank account details, Social Security Number (SSN), and other sensitive information required for underwriting and processing insurance applications.
- Health Information: May include any health-related information you voluntarily provide as part of the insurance application process.
- Usage Data: Information automatically collected when you visit our website, such as IP address, browser type, and pages visited.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To provide and manage insurance services, including quotes, applications, and claims processing.
- To communicate with you regarding your insurance policies and any related inquiries.
- To comply with legal obligations and regulatory requirements.
- To improve our website and services by analyzing usage trends.
3. Sharing Your Information
We may share your information with:
- Insurance Carriers: To facilitate the underwriting process and manage your insurance policies.
- Service Providers: Third-party companies that perform services on our behalf, such as payment processing, data analysis, and customer service.
- Legal Authorities: If required by law, to comply with a legal process, or to protect our rights and the rights of others.
4. Your Choices and Rights
You have the right to:
- Access and Update Your Information: You can request access to the personal information we hold about you and request corrections if it is inaccurate.
- Opt-Out: You can opt-out of receiving marketing communications from us by following the unsubscribe instructions in the communication or contacting us directly.
- Request Deletion: You can request the deletion of your personal information, subject to certain legal exceptions.
5. Security of Your Information
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission over the internet or storage system can be guaranteed to be 100% secure.
6. Retention of Your Information
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we do, we will post the updated policy on our website and update the "Last Updated" date at the top of this page.
8. Contact Us
If you have any questions or concerns about this Privacy Policy or our practices, please contact us at:
jcoxleo1@gmail.com